Accident and Health Reinsurance

Whether it’s product design distribution, risk mitigation or capital optimisation, our team combines deep expertise with innovative thinking to deliver tailored solutions for our clients.

Backed by agile analytics, capital advisory and contract wording specialists, we demonstrate the value of each reinsurance strategy.

We are capital agnostic and operate under a single global P&L, giving clients tailored access to diverse reinsurance capital sources best suited to each client’s needs.

Underlying products / classes

• Personal Accident
• Individual and Group Medical
• Life
• Sports Personal Accident
• Travel
• Income Protection
• Loss of Licence
• Crew Personal Accident
• Retrocession (Retro)

Structures and solutions

• Cat Excess of Loss (Cat XoL)
• Risk Excess of Loss (Risk XoL)
• Aggregate Stop Loss
• Quota Share
• Surplus Treaty
• Binders/Line Slips

Bespoke analytics

Our commitment to innovation is exemplified by our bespoke analytics capabilities, which plays a central role in shaping our Accident & Health reinsurance strategies.

Catastrophe Modelling
By leveraging sophisticated catastrophe modelling for Accident & Health reinsurance exposures we make strategic and informed decisions.

Scenario Testing
By rigorously testing portfolios against scenarios, we thoroughly understand potential vulnerabilities and optimise reinsurance protection accordingly.

Stochastic Simulation
We use advanced stochastic modelling techniques to estimate the range and likelihood of potential losses. This approach gives a more detailed and accurate understanding of each specific risk.

Dynamic Financial Analysis (DFA)
Integrating reinsurance strategies into a broader financial model, we assess their impact on overall financial health and solvency.

Our Team

Our team combines deep, nuanced expertise in Accident & Health reinsurance with progressive, innovative thinking.