Life, Pension and Annuity Reinsurance

Partnering with you to navigate life and retirement risks

We bring a unique combination of deep technical expertise, global reach, and a client-first mindset. Our dedicated Life, Pension & Annuity team works closely with insurers, pension schemes, and financial institutions to design and implement bespoke reinsurance strategies that align with their long-term objectives.

ALPHA (Accident, Life, Pension, Health, and Annuity) allows us to deliver holistic solutions across interconnected risk classes. This joined-up approach ensures that our clients benefit from seamless service, cross-functional insights, and a unified strategy.

Our global platform includes capital advisory professionals, contract structuring experts, and reinsurance specialists, all operating under a single global P&L. This structure enables us to remain capital agnostic and solution-focused, giving clients access to a broad spectrum of reinsurance markets and capital providers worldwide.

How we add value:

• Capital Agnostic: We focus on finding the right solution, not the easiest one.
• Global Integration: A single global P&L ensures alignment and efficiency.
• Worldwide Reach: Access to reinsurance expertise and capital across all major markets.

Underlying products / classes

We support a wide range of life and health-related risks, including:

• Mortality – Whole of Life, Term Assurance
• Longevity – Individual and deferred annuities
• Critical Illness
• Private Medical Insurance
• Group / Joint Life Insurance
• Retrocession

Structures and solutions

Our reinsurance solutions are tailored to meet the specific needs of each client, including:

• Mortality Stop Loss
• Per Person Excess of Loss
• Longevity Swaps
• Pension Risk Transfer via Funded Re – Legacy and new business
• Funds withheld / Funds transferred
• Quota Share / Surplus Treaty
• Modified Coinsurance
• Value in Force (VIF) Monetisation

Bespoke analytics

We provide advanced analytical capabilities to support decision-making and risk assessment:

• Catastrophe Modelling
• Scenario Testing
• Stochastic Simulation
• Dynamic Financial Analysis

Get in touch today to see how we can help you with your life, pension and annuity reinsurance needs.